# ibTokens ibTokens stand for Interest-bearing tokens. Whenever users supply assets to a lending pool on EZ-FI, ibTokens are generated to keep track of users' lending position. Each asset within the pools has its own ibToken. ibTokens accrue value through interest rate while the amount of ibTokens held in your position stays the same. As the lending interest accrues, ibToken's value increases. Therefore, it results in a larger output fund received when users withdraw assets from the pool. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://ezfi.gitbook.io/ez-finance/knowledge/ibtokens.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.