> For the complete documentation index, see [llms.txt](https://ezfi.gitbook.io/arcogitbook/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://ezfi.gitbook.io/arcogitbook/features/lending-protocol-coming-soon.md). # Open governance Arco Protocol references the DAO governance models used by projects such as AAVE and Curve, the pioneers of Ethereum DeFi. As a decentralized lending protocol, lenders want to get higher interest, and borrowers want to pay lower interest. It is necessary to achieve the optimal solution through the use of the market mechanism. This is the core purpose of DAO governance. ARCO lenders and borrowers, holders, LP providers, and development teams each have their own rights and obligations. With the development of ARCO, ARCO’s important decisions will gradually be redefined and verified through the DAO governance process, and long-term stakeholders will determine the agreement. Under this framework, the development team is responsible for maintaining the safe, reliable and continuous operation of the system, and constantly innovating and iterating products. The community decides the setting of key operating parameters through DAO voting. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://ezfi.gitbook.io/arcogitbook/features/lending-protocol-coming-soon.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.